Abstract

In todays complex market economy environment, the construction of small and medium-sized enterprises has increasingly become the most important support to promote the development of the national economy. Therefore, the development of SMEs is also related to economic progress. As for the operation of small and medium-sized enterprises, due to small scale, weak funds, poor organizational and management capabilities, it is difficult to operate. Especially in terms of financing, they are subject to many restrictions. After joining the supply chain finance, SMEs should seek innovation and development for their own financing mode. In China, SMEs generally choose supply chain finance as a solution for financing difficulties. Based on real trade, they effectively apply core enterprises and third-party logistics to improve the credit of some SMEs, avoid risks and problems encountered in the financing process as much as possible, and thus reduce the financing difficulties of some SMEs. The core enterprises will generally occupy a dominant position, and the supervision work will be undertaken by the third-party logistics. Financial institutions should fully understand the core enterprises, so as to master the SMEs in their supply chain, further select financing objects, reduce their own financing risks, and achieve the purpose of solving the financing difficulties of SMEs.

Keywords: Supply Chain Finance, Small and Medium-Sized Enterprises, Financing Mode